Posts by author

Gowsika Vadivel

7 posts

Gowsika is a fintech writer and storyteller at heart who enjoys untangling the complexities of payments, business finance, and compliance into clear, practical insights. At Zwitch, she simplifies digital payments and merchant infrastructure into narratives that businesses can actually act on. When she’s not decoding regulations or transaction flows, she’s by the ocean with music in her ears, reflecting on life’s big and small questions.

Best Payment Gateway in India for Growing Businesses 2026

Choosing the best payment gateway in India is no longer just about collecting payments online. As businesses scale, payments begin to affect reconciliation efforts, settlement predictability, finance workloads, and customer…

Essential Payment Security Protocols: A checklist for PCI-DSS compliance and data encryption

Most founders view payment fraud as a security bug. It’s not. It’s an infrastructure cost. A typical example: your gateway is PCI-compliant, your database is encrypted, yet chargebacks spike after…

5 Signs Your Small Business Needs an Inventory Management System

Inventory decisions directly affect cash flow, fulfilment reliability, and working capital efficiency. An inventory control plan helps businesses align stock levels with actual demand, instead of reacting to shortages or…

How “No Cost EMI” Can Skyrocket Your Sales Conversions

Many founders and revenue leaders search for “what is meant by no cost EMI” because they’ve heard that it magically boosts conversions. The truth is subtler and more strategic: No-cost…

Cash on Delivery vs. Digital Payments: Building Trust with Indian Consumers

Cash on Delivery(COD) continues to play a disproportionate role in Indian commerce. Even as digital payments scale rapidly, COD remains deeply embedded in D2C and marketplace transactions. For many businesses,…

Payment Aggregator vs. Payment Gateway: Key Differences Explained

For many founders, the first few months of accepting online payments feel straightforward. Customers pay, money settles, and the business moves on. Over time, however, payments begin to influence cash…

What Are ACH Payments and How Do They Work?

If you build products, manage infrastructure, or scale a business beyond India, you will eventually encounter the term ‘ACH’. You’ll typically encounter ACH inside API documentation, billing workflows, payroll setups,…