API Banking

Automatic Bill Payment: Streamlining Financial Operations for Modern Businesses

For a business owner, managing financial operations is like tending to a garden. You need to water every plant (pay every bill) on time for it to flourish. But what…

How Payout Automation Improves Compliance and Reduces Payment Errors for Indian Businesses

In today’s fast-paced digital economy, every rupee counts, and every transaction matters. For small and medium-sized businesses (SMEs) across India, mastering payout automation isn’t just a good practice – it’s…

How Small Businesses in India Benefit from API-Driven Banking Solutions

From tracking payments and reconciling accounts to seeking quick access to funds, every financial operation can consume valuable time and resources. But what if there was a way to streamline…

API Banking Vs. Open Banking: Key Differences & Overlaps

Digital banking today is about more than just checking balances or transferring money online. Behind every seamless transaction, there’s powerful tech at work—connecting systems, apps, and financial institutions. Two terms…

What to Look for In a Banking API Provider?

A lot of work goes into testing and selecting the right banking API provider. The right banking API provider will lessen your headache and help you focus on growing other…

Card Insurance APIs: Enabling Instant Card Experiences

Our chapters on Core banking APIs and lending APIs would have given you a glimpse of the vast possibilities through banking APIs. This chapter will cover another popular set of…

How Lending APIs are Changing Digital Credit Journeys

The introduction of Lending APIs to the market was an equally disruptive step as the introduction of the Core Banking APIs. This has modified the lending chain from end to…

KYC APIs: Fast, Compliant User Verification

It’s no longer a secret that API banking is the future for banks, payments, and other industries interested in innovative financial technologies that enable agility and scalability. We have discussed…

Simplifying Core Banking with APIs: A Quick Overview

As discussed in Chapters 1 and 2, Open banking APIs have disrupted the entire banking and financial industry. The Core Banking APIs are the most widely used of all the…

Acquiring APIs: Accepting Payments Made Simple

Businesses and developers first choose the Acquiring APIs to design fast and seamless purchasing experiences. Acquiring APIs consist of Payment gateway APIs and online card acquiring APIs. Any company or…