Payouts made faster, smarter and incredibly simple

Take control of payouts with our reliable Payout API suite—directly integrated into your product.

Trusted by industry leaders

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One API suite, infinite possibilities

Automate every payout with precision and control, from single payouts to bulk disbursements.

Instant Beneficiary Addition

When it comes to moving money, speed matters. Add beneficiaries instantly and start transacting right away—no cooling period, no delays.

Payouts from Virtual Accounts

Make seamless payouts directly from virtual accounts. Keep funds organized, track every transaction, and streamline your cash flow—all in one place.

Bulk Payouts, Simplified

Make batch payouts in a single API call. Whether it's vendor payments, refunds, or salary disbursements, process bulk transactions instantly with real-time status updates on your dashboard.

The payout toolkit you actually need

Different payout needs, one simple solution. Move money instantly and track it in real time.

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Payout Links

Send payouts without collecting bank details. Just generate a link, share it, and let recipients claim their funds instantly.

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Multiple Payout Options

IMPS, RTGS, NEFT, or UPI—pay anyone, anywhere, from a single dashboard. One platform, all payout methods.

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Payout Analysis

Track every transaction effortlessly. Fetch payout statuses in real time with unique transfer IDs for complete visibility.

Designed for every industry, ready for every transaction

From vendor payments to payroll, automate every payout with speed and precision.

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Vendor Payments

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Customer Refunds

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Cashback Payouts

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Payroll Disbursements

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Partner Incentives

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Claim Settlements

Built for developers who build for scale

Enterprise-Ready Dedicated Support Bank-Grade Security 99.98% Success Rate No-Code/Low-Code Ready

When it comes to moving money, speed matters. Add beneficiaries instantly and start transacting right away—no cooling period, no delays.

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Track Every Request & Response

Full API audit logs for fast debugging. Get complete visibility into requests, responses, IP addresses, and timestamps

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Smart Error Handling

Get clear error resolutions directly from bank servers, with recommended actions to fix issues quickly and keep payments flowing.

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Real-Time Webhooks

Stay in sync with instant webhooks for key events. Subscribe from the dashboard and automate workflows effortlessly.

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Auto-Retry for Failed Transactions

Built-in retries for up to 7 days ensure that temporary failures don’t disrupt payouts. No manual intervention, no lost transactions.

Real stories, real impact

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"For most of the needs of growing SMEs and start-ups in the area of business banking, Zwitch could be a one-stop solution platform. We have made use of their corporate card services. Their real-time assistance and support are truly impressive."

Sreejith P

Director of Finance, DriveU

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Jithin Shreedhar

"Zwitch's payment solution has helped our customers, the societies, to connect their existing current accounts for a real time view of bank transactions, making it easier for them to manage their finances."

Jithin Shreedhar

GM, Banking Partnerships & Payment, MyGate

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Pratik Sagar Mishra

"We are a B2B platform and Zwitch helped us simplify our invoicing and bill payments. We can easily send reminders to our clients, and complete reconciliation in a single click."

Pratik Sagar Mishra

Founder-MD, Recurr Co

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Ritwiz Tiwari

"Zwitch has simplified payments to affiliates for successful referrals. By securely linking our ICICI Bank current account, we could transfer funds seamlessly to our partners. We also get access to reports to easily understand our cashflow."

Ritwiz Tiwari

CEO, Bizgurukul Pvt Ltd

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Dhruv Suyamprakasam

"With Zwitch, our FinOps team saves close to 50 hours a month, processing seamless payouts to all the doctors on our platform with just one click. It was easy to connect our current account and get a single flow to collect and disburse our payments via Zwitch."

Dhruv Suyamprakasam

Founder, ICliniq

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"Zwitch has streamlined our delivery agents' salary payments, with a success ratio of ~95%. We are easily able to validate agents' UPI/bank account details on Zwitch's APIs before initiating payments from our business bank account."

Kuldeep Jain

Head - Product & Growth, Box8

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"Zwitch has revolutionized our financial management, boosting user retention and drastically reducing drop-offs during payments. Additionally, it has streamlined our financial operations, saving us time and enhancing efficiency."

Joey Dash

Founder-CEO, Subspace

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"Zwitch has provided its Anchor Based Financing programme to one of our distribution networks, helping the business grow efficiently, with minimal paperwork. This is a scalable solution and recommended for businesses to provide financial support to their channel partners."

Narasimha Pai

Managing Director, Supreme Solar Projects Pvt Ltd

    Pricing

    Low-cost pricing High-speed payouts

    Starts at ₹2 for IMPS/UPI, RTGS or NEFT*

    • No setup fees, hidden charges, or AMC—ever
    • Transparent, per-transaction pricing with zero lock-ins
    • Real-time fee tracking right from your dashboard
    • Go live in minutes with 100% paperless onboarding
    Create Account

    *Get the final quote from our sales team
    based on payout volume

    Enterprises

    • Volume-based pricing that scales with your business
    • Optimized for high-frequency transactions
    • Same-day onboarding with dev-first integration support
    • Dedicated account manager for faster resolutions

    Need the best deal?

    Contact Sales

    FAQs

    A payout is any transfer of money from a business to an individual or another business. Whether it's sending salaries to employees, paying vendors, processing refunds, or disbursing loans—payouts keep businesses running smoothly.

    Traditionally, payouts involve manual bank transfers, batch uploads, and long processing times. But with Zwitch's Payout API, businesses can automate and scale payouts effortlessly. Initiate transfers in real time, route payments intelligently, and ensure every transaction reaches the right destination—instantly and securely. Our APIs integrate directly with your product or ERP system, eliminating the complexities of traditional banking processes.

    Whether you're a startup or an enterprise, we've got the right solution for you.

    logo Bank-grade security logo Hassle-free Setup logo Plug & play APIs
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    Backed by

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    Zwitch provides enterprise-grade APIs for payouts, verifications, compliance, collections, and payments. Powering seamless money movement, secure identity verification, and regulatory compliance, our APIs help businesses automate financial operations with speed and scale.

    Built for developers, trusted by businesses

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